Privacy Policy

Last updated: January 2025

Introduction

At Finsey ("we," "our," or "us"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

By using Finsey, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Local Data (No Account Required)

For users who choose not to create an account, all data is stored locally on your device. We do not collect, transmit, or store any of this information on our servers.

  • Income and expense information
  • Budget preferences and strategies
  • Financial plans and goals
  • Car tracking data
  • Scenario calculations

Account Data (Premium Users)

If you create an account to access premium features, we collect and store the following information:

  • Account information (email, name) provided through authentication services
  • Financial data you choose to sync across devices
  • AI conversation history (if you use premium AI features)
  • Car tracking and negotiation data
  • Financial plans and milestones

How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Process transactions and manage your account
  • Provide AI-powered financial advice and recommendations
  • Send you notifications about price drops and important updates
  • Respond to your inquiries and provide customer support
  • Detect, prevent, and address technical issues

Data Storage and Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure.

  • All data is encrypted in transit using HTTPS/TLS
  • Sensitive financial data is encrypted at rest
  • We use industry-standard authentication and authorization
  • Regular security audits and updates

Third-Party Services

Finsey uses the following third-party services that may collect information:

  • Authentication: Clerk (for user authentication)
  • AI Services: OpenAI (for financial advice and car negotiation)
  • Email: SendGrid (for transactional emails)
  • Analytics: We may use analytics services to understand app usage (anonymized data)

These services have their own privacy policies. We encourage you to review them.

Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion of your data
  • Export your data
  • Opt-out of certain data collection
  • Delete your account at any time

To exercise these rights, please contact us at the email address provided below.

Children's Privacy

Finsey is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

Code Charm Studios LLC

Email: privacy@finsey.app